Bankruptcy: Bad Things Can Happen to Good People
Will I have to Go to Court if I File A Chapter 7 Case?
In most Chapter 7 Bankruptcy cases, you will not have to go to court or appear before a Judge. You and your attorney will have to attend an administrative hearing called The First Meeting of Creditors, also known as your 341 Meeting. The meeting is conducted by a...
So…How Much Is My Bankruptcy Going to Cost Me?
"Can I Afford a Bankruptcy Lawyer?" If you’ve been following Jefferson County, Alabama municipal bankruptcy in the news lately, you probably have read or heard about how much the County is paying in attorney fees for handling its' bankruptcy case. Here is an article...
Chapter 7 Means Test–Deductions from Gross Income
Means Testing The Birmingham Bankruptcy Attorney at Over the Mountain Law Center, in Homewood, Alabama, invites you to visit the United States Department of Justice’s website at http://www.justice.gov/ust/eo/bapcpa/20111101/meanstesting.htm for a list of some of the...
Am I going to be eligible to file a Chapter 7 Case? What is the Means Test?
What is the Means Test? The "Means Test" determines whether you will be eligible to file a Chapter 7 Bankruptcy Case. The Means Test can be somewhat complicated, but the basic idea is that if you: 1.) earn a lot of income; and 2.) have the ability to re-pay a...